Modern payment rails for leading payment providers

Offer instant, low-cost, global payments to merchants with a single Coinbase integration, leveraging stablecoin rails, onramps/offramps, and wallets.

Solutions for Payment Firms

Stablecoin payments stack

Offer USDC payments via API. Support major wallets for auth, capture, refunds, and more.

Wallets and custody

Offer merchants and end users embedded, self-custodial wallets for USDC and other assets.

Onramp and Offramp APIs

Enable quick fiat/crypto flows. Users fund/cash out via bank, card, or Coinbase. We handle KYC, fraud, & support.

Send/receive and global payouts

Embed USDC payouts & payment links for near-instant global disbursements and settlements.

AI payments (x402 & AgentKit)

Support AI agents and agentic commerce with onchain payments using USDC programmatically and securely.

Custom stablecoins

Launch branded stablecoins to manage treasury flows on chain, reduce costs, and improve settlement speed.

Use cases

Merchant acquiring and payment platforms

Power modern, onchain payment methods alongside cards and bank transfers.

  • Add USDC as a payment method in your existing checkout experiences
  • Receive funds in local fiat by default, or opt in to USDC settlement
  • Support authorize-now, capture-later flows, refunds, and partial captures akin to card logic
  • Reduce cross-border FX fees and chargeback risk by settling via stablecoins instead of legacy rails

Marketplaces and platforms

Streamline marketplace flows with near-instant multi-party settlement.

  • Route a single customer payment to multiple sellers, platforms, and partners using smart-contract logic
  • Pay out creators, vendors or employees globally in USDC with near-instant settlement and no bank cut-off times
  • Keep a full onchain and off-chain ledger of balances and payouts for reconciliation and reporting

Remittances and cross-border payouts

Offer faster, cheaper international transfers and mass payouts.

  • Let users send cheaper international transfers and mass payouts
  • Use onramps to accept local payment methods and convert to USDC onchain
  • Provide offramps so recipients can cash out to local fiat or stay in USDC
  • Support B2B and B2C payout flows from a single platform interface

Fintechs and wallets

Embed onchain payments and funding into digital wallets, consumer or B2B fintech products.

  • Enable users to fund balances via onramp components and local payment methods
  • Add USDC send/receive, bill pay, and in-app purchases with a few API calls
  • Use Coinbase’s compliance and screening to reduce the burden of sanctions and AML checks

AI applications

Power AI agents and agentic commerce flows with native onchain payments.

  • Let AI agents initiate and reconcile payments via x402 and related APIs
  • Configure spend policies, limits, and whitelists at the wallet layer
  • Use real-time webhooks and reporting so humans can monitor and override when needed

Treasury services

Offer modern treasury rails for platforms, enterprise, and large merchants.

  • Give partners direct access to mint and redeem USDC, alongside send/receive and buy/sell/hold capabilities
  • Use the same infrastructure to power payouts, working-capital flows, and balance sheet management in USDC or local fiat
  • Centralize treasury operations on a single stack instead of partnering with multiple banks custodians and payment providers

Why Coinbase?

Integrate once, build across your businesses

Use Coinbase’s off-the-shelf payments stack - or build your own on top - with a single API key, instead of stitching together multiple vendors for onramps, stablecoin payments, custody, and payment rails.

Improved economics

Onchain payments can cost a fraction of card transactions, settle in real time, and minimize FX and chargeback costs, helping PSPs improve margins while offering merchants competitive pricing.

Future-proof your business

Coinbase is pioneering the future of agentic payments with products like x402 and AgentKit, enabling AI agents and new commerce experiences to transact safely onchain using stablecoins and secure wallets.

Built by Coinbase

Coinbase sets the industry benchmark for safeguarding digital assets, with battle-tested key management systems, 24/7 threat monitoring, and dedicated security teams.

No representation or warranty is made, express or implied, with respect to the future performance of any digital asset, financial instrument or other market or economic measure. Recipients should consult their advisors before making any investment decision. Coinbase, Inc. is not registered or licensed in any capacity with the U.S. Securities and Exchange Commission or the U.S. Commodity Futures Trading Commission. Not all products and features are available in all jurisdictions.